Best tools / Insurance
Business insurance for new businesses
Online quotes in minutes, with certificates you can send a client the same day.
NEXT Insurance
Buy general liability or workers' comp online and get your certificate instantly.
Hiscox
Online general and professional liability for small businesses and consultants.
Thimble
Liability coverage by the job, month or year for cleaners, landscapers and handymen.
Insureon
One application, quotes from several carriers, and licensed agents to help you choose.
Simply Business
Compare small business insurance quotes from several carriers in one form.
How to choose
Start with what clients and landlords ask for, usually general liability with a certificate. Compare at least two quotes, and add workers' comp before your first hire.
Listed in no particular order. Prices are the companies' own published starting prices, checked October 2026; confirm on their site. Some links are partner links and we may earn a fee if you sign up, at no cost to you.