OwnerUnlocked

Best tools / Bookkeeping

Bookkeeping and taxes for new businesses

Track every sale and expense from day one, or hand it to someone who will.

QuickBooks Online

The accounting software most accountants expect small business clients to use.

From $38/mo; frequent discounts
Visit QuickBooks Online

FreshBooks

Simple invoicing and bookkeeping for service businesses, with time tracking and online payments.

From $23/mo
Visit FreshBooks

Zoho Books

Free accounting plan for businesses under $50,000 a year in revenue.

Free under $50K revenue
Visit Zoho Books

Wave

Free invoicing and bookkeeping, a common first tool for one-person businesses.

Starter plan $0
Visit Wave

Xero

Cloud accounting with unlimited users and strong bank feeds.

Visit Xero

1-800Accountant

Done-for-you bookkeeping and tax filing, starting with a free consultation.

Free consultation
Visit 1-800Accountant

How to choose

If you'll hire an accountant, ask which software they use and pick that. If you're on your own with simple income, a free plan is enough for year one.

Listed in no particular order. Prices are the companies' own published starting prices, checked October 2026; confirm on their site. Some links are partner links and we may earn a fee if you sign up, at no cost to you.