Thimble review (2026): pricing, fees and who it's for
Online agency owned by Arch selling hourly, monthly, or yearly small-business policies.
Good fit if
Gig and project workers needing coverage per job
Pick something else if
You need phone support, Spanish help, or may cancel an annual policy early.
What we like
- Buy coverage by the hour, day, month, or year with no commitment.
- General liability from $17/mo, underwritten by Markel (AM Best A).
- Instant certificate of insurance with unlimited copies after purchase.
- Cancel monthly or on-demand policies anytime for a prorated refund.
Watch out for
- No phone support; chat and email only, weekdays 9am–6pm ET.
- No Spanish website, app, or support found.
- Annual policies cancelled early get a reduced short-rate refund.
Thimble pricing
| Plan | Price | Notes |
|---|---|---|
| General liability | from $17/mo | Low end; Thimble says average is $42/mo |
| Professional liability | from $36/mo | Starting price published by Thimble; quotes vary |
Prices as published on Oct 4, 2026. Confirm on their site; promotions change often.
The details
| Type | Online agency (Arch-owned) selling own-brand policies |
|---|---|
| Published prices | GL from $17/mo |
| Coverages | general liability, professional, BOP, tools/equipment, commercial property, workers' comp, cyber, commercial auto, event, surety bonds |
| Instant certificate | Yes, instant with unlimited copies |
| Monthly payments | Yes; annual GL also in 10 installments |
| Cancel anytime | Monthly/on-demand: yes, prorated; annual: short-rate refund |
| States | All 50 states + DC |
| Insurer and rating | GL: Markel Insurance Co. or National Specialty Insurance Co., both AM Best A (Excellent); BOP via Coterie |
| Time to quote | Quote in seconds, coverage in minutes |
| Who it's for | 300+ professions: contractors, cleaners, landscapers, photographers, fitness, beauty, events |
| Claims | Online form or account; handled by Markel, Sedgwick, or Reserv |
Before you sign up
You'll need
- Your profession, location, and coverage dates
- Debit or credit card (bank account for GL only)
Do this first: Have your trade, your expected yearly revenue and payroll, and the coverage amount your clients or landlord ask for.
What users say in public ratings
Seen on Oct 4, 2026. App store ratings mostly reflect the app; Trustpilot leans toward billing and support stories.
Thimble alternatives
- 8.4/10NEXT InsuranceNew owners wanting fast online coverage from one insurer · From $14/mo Thimble vs NEXT Insurance
- 7.4/10InsureonOwners comparing carriers who want a licensed agent's help · From $45/mo Thimble vs Insureon
- 6.7/10Simply BusinessSolo owners comparing basic liability quotes online · From $21/mo Thimble vs Simply Business
- 5.8/10HiscoxConsultants and professionals needing professional liability coverage · From $23/mo Thimble vs Hiscox
Questions
How much does Thimble cost?
General liability: from $17/mo; Professional liability: from $36/mo.
Does Thimble have a free plan?
No free plan or free trial is published.
Does Thimble offer help in Spanish?
Not that we could find: the app and support are in English.
What do I need to sign up for Thimble?
Your profession, location, and coverage dates; Debit or credit card (bank account for GL only).
Is Thimble good for a new business?
It fits gig and project workers needing coverage per job. Pick something else if you need phone support, Spanish help, or may cancel an annual policy early.
What are the alternatives to Thimble?
NEXT Insurance (New owners wanting fast online coverage from one insurer); Insureon (Owners comparing carriers who want a licensed agent's help); Simply Business (Solo owners comparing basic liability quotes online); Hiscox (Consultants and professionals needing professional liability coverage).
Sources
- thimble.com
- thimble.com/about
- thimble.com/general-liability-insurance
- thimble.com/professional-liability-insurance
- thimble.com/business-owners-policy
- thimble.com/help-monthly-price
- help.thimble.com/hc/en-us/articles/4401822401299-Does-Thimble-require-a-monthly-
- help.thimble.com/hc/en-us/articles/4401805631251-CGL-Can-I-cancel-Thimble-Monthl
- help.thimble.com/hc/en-us/articles/4401822393363-How-do-I-report-a-claim
- help.thimble.com/hc/en-us/articles/4401822370067-CGL-How-are-Commercial-General-
- help.thimble.com/hc/en-us/articles/4401822394259-How-do-I-contact-Thimble
- help.thimble.com/hc/en-us/articles/4401822402067-What-methods-of-payment-does-Th
- brokersuccess.thimble.com/hc/en-us/articles/35057665671443-Payment-Billing-Optio
- trustpilot.com/review/thimble.com
- apps.apple.com/us/app/thimble-insurance/id1352716051
Checked Oct 4, 2026. Something out of date? Tell us. Our score is calculated from public facts; partners can't pay for a better one.