OwnerUnlocked

How to start a food truck in Florida (2026)

Everything a new food truck in Florida needs in the first months: registration, licenses, taxes, insurance and the yearly deadlines, with official links.

1. Register your business

Most owners form an LLC with the Florida Division of Corporations (Sunbiz). Once it's registered, find it here to claim a free website and see your exact dates.

2. Licenses

In Florida, restaurants and food trucks are licensed by the state DBPR Division of Hotels and Restaurants; some food businesses go through the Department of Agriculture instead. Florida DBPR

Your city or county may also require a general business license or tax receipt.

3. Taxes

Get a free EIN from the IRS first. How. Register with Florida before your first taxable sale. Register in Florida

If you expect to owe $1,000 or more in federal tax for the year, you pay estimated tax four times a year.

Florida's yearly report

An annual report is due between January 1 and May 1 every year, starting the year after you form. Florida charges a $400 late fee. The state fee is about $138.75.

Example: an LLC formed today would have its first one due May 1, 2027.

Official site

Your first-month checklist

  1. Get your mobile food vendor permits

    In Florida, restaurants and food trucks are licensed by the state DBPR Division of Hotels and Restaurants; some food businesses go through the Department of Agriculture instead. Florida DBPR

  2. Line up a commissary kitchen

    Many health departments require a licensed base kitchen for prep, storage and cleaning.

  3. Get food safety certified

    Most places require a certified food manager on staff and food handler cards for the crew.

  4. Get your EIN

    Free from the IRS, online in about 10 minutes. Banks, clients and payroll all ask for it. You never need to pay a service for it. How to get it free

  5. Open a business bank account

    Keeps the company's money separate from yours, which is what protects your LLC. See options

  6. Register for sales tax if you sell taxable goods or services

    Register with Florida before your first taxable sale. Register in Florida

  7. Insure the truck

    Commercial auto covers the truck on the road; general liability covers customers at the window. See options

  8. Choose a POS system

    Handles orders, card payments and tips, and feeds your bookkeeping. See options

What insurance costs

CoverageMedian per month
General liability$47
Business owner's policy (BOP)$190
Workers' compensation$100
Liquor liability$64
Commercial auto$222

Source: Insureon, Sep 2026. Your price depends on your work, location and history.

Get insurance quotes

Other trades in Florida

Sources: state agency sites linked above; annual report rules compiled from state sites (checked Oct 2026). Rules change, so confirm with the agency before filing.