OwnerUnlocked

Patriot Software review (2026): pricing, fees and who it's for

Low-cost online payroll; the Full Service plan files and deposits your payroll taxes.

7.0/10
OwnerUnlocked score
Best for: Budget-minded small teams paid in one state
Cost for a new business 35%8.0
from about $17/mo
Owner ratings 30%6.2
3.1/5 average across public ratings
Spanish and support 20%5.0
Not confirmed
Openness 15%9.0
published prices, free plan or trial, app
Starting priceFrom $17/mo
Free plan or trial30 days trial
SpanishNot confirmed
SupportPhone, chat, email; M-F 9am-7pm ET
Mobile appYes
Public rating3.7/5 · Google Play (72)

Good fit if

Budget-minded small teams paid in one state

Pick something else if

You need next-day direct deposit, evening support, or a full app for owners.

What we like

  • Full Service payroll is $37/mo + $5 per worker paid.
  • 30 days free, then 50% off for three months.
  • Only the base fee is charged in months with no payroll.
  • Free US-based phone, chat and email support, M-F 9-7 ET.

Watch out for

  • Each extra state costs $12/month on Full Service.
  • Basic plan doesn't file taxes; you file and deposit them yourself.
  • No owner app; employee app rated 2.4/5 on App Store (30 ratings).

Patriot Software pricing

PlanPriceNotes
Basic Payroll$17/mo + $4/workerYou file and deposit payroll taxes yourself
Full Service Payroll$37/mo + $5/workerPatriot files federal, state, local taxes; 50% off 3 months

Prices as published on Oct 4, 2026. Confirm on their site; promotions change often.

What payroll will cost you

PayrollPer monthPer year
OnPay$67$804
Gusto$67$804
Patriot Software$52$624
RUN Powered by ADPQuote only

Cheapest full-service plan, list prices, before promotions. State registration and workers' comp are extra.

The details

Base price$37/mo Full Service ($17 Basic, no tax filing)
Per person$5/worker paid ($4 Basic)
Contractors onlyNo separate plan; Basic $17/mo + $4/contractor paid
Files payroll taxes for youFull Service plan only
Workers in several states$12/mo per extra state
Direct deposit speed4-day; 2-day for qualifying customers
Workers' compPay-as-you-go via NEXT Insurance (free integration)
BenefitsHealth via SimplyInsured; 401(k) via Vestwell
Time trackingAdd-on $6/mo + $2/employee
HR toolsAdd-on $6/mo + $2/employee
W-2s and 1099sW-2s included; 1099 e-file optional (fees on Basic)
Setup feeNone listed; free setup help
Free trial30 days + 50% off for 3 months

Before you sign up

You'll need

  • EIN (employer tax ID)
  • State payroll tax account numbers
  • Bank account for direct deposit
  • Credit or debit card for Patriot's fees

Do this first: You'll need your EIN, your state withholding and unemployment account numbers (or pay for registration), a business bank account, and workers' comp in most states.

See where this step fits in your startup checklist →

Free option first: No employees yet? You don't need payroll. As a single-owner LLC you usually pay yourself with an owner's draw from the business account.

What users say in public ratings

Seen on Oct 4, 2026. App store ratings mostly reflect the app; Trustpilot leans toward billing and support stories.

Patriot Software alternatives

Compare all side by side

Questions

How much does Patriot Software cost?

Basic Payroll: $17/mo + $4/worker; Full Service Payroll: $37/mo + $5/worker. Free trial: 30 days.

Does Patriot Software have a free plan?

No free plan, but there's a free trial of 30 days.

Does Patriot Software offer help in Spanish?

We couldn't confirm Spanish support. Ask them before you sign up.

What do I need to sign up for Patriot Software?

EIN (employer tax ID); State payroll tax account numbers; Bank account for direct deposit; Credit or debit card for Patriot's fees.

Is Patriot Software good for a new business?

It fits budget-minded small teams paid in one state. Pick something else if you need next-day direct deposit, evening support, or a full app for owners.

What are the alternatives to Patriot Software?

OnPay (Small teams across states wanting one flat price); Gusto (Single-state teams that want published, month-to-month pricing); RUN Powered by ADP (Owners who want 24/7 phone help and room to grow).

Sources

Checked Oct 4, 2026. Something out of date? Tell us. Our score is calculated from public facts; partners can't pay for a better one.